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In the field guide
propertydecide
propertydecide.com
PropertyDecide offers a free HDB calculator for Singapore homebuyers that calculates budget, loan eligibility, and BTO affordability in 60 seconds using real government data without requiring sign-up. It applies Singapore's housing loan rules including MSR, TDSR, CPF grants, and stamp duty to provide accurate affordability assessments.
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The product, beyond the pitch
Editorially reviewed · Sources checked Sep 16, 2026
A good fit for
- First-time and second-time Singapore HDB homebuyers needing to understand affordability and grants.
Know the limitations
- Loan rates used are conservative estimates and actual bank rates may be lower.
What you can do
- Helps Singapore homebuyers check their HDB budget and loan eligibility before property purchase.
- Allows users to assess if a property listing price is fair using live price intelligence and government data.
Features
- Calculates maximum affordability, monthly repayment, eligible grants, and stamp duty for HDB flats.
- Provides a fair price checker comparing asking prices against actual government transaction data.
- Generates a free detailed PDF report of affordability, grants, and next steps without login.
Integrations
- Uses live data sourced directly from Singapore government data.gov.sg updated monthly.
Platforms & data export
- Web-based tool accessible online without sign-up.
- Generates downloadable PDF reports of affordability and grants.
propertydecide pricing
No plans recorded yet.
THE COST FOR YOUR TEAM
Go beyond the starting price.
Published plan prices for your team size and usage. Results update as you type. Taxes, currency conversion and unlisted add-ons are excluded, and anything the source did not state is called out rather than guessed.
Known monthly subtotal
$0/month
1 of 1 tools could not be priced with these inputs, so this is not the full cost.
| Tool / plan | Monthly | Per year | What this assumes |
|---|---|---|---|
| No pricing recorded yet. Check the official site, or ask the owner to add it. | |||
A practical workflow
- User inputs profile including citizenship, age, and flat type.
- User inputs financial details such as income, CPF, and savings.
- User inputs loan type, tenure, and town to calculate budget.
Based on the sources below. Editorial review does not imply hands-on product testing.
Alternatives to explore
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Plan a switch from propertydecide →What changed
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