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IN THE FIELD GUIDE

Pluma

pluma.finance

Pluma is a Brazilian personal finance management software that connects bank accounts and credit cards via Open Finance to automatically categorize expenses using AI. It provides budgeting, spending insights, and financial goal tracking through an iPhone app and web platform.

THE PRODUCT, BEYOND THE PITCH

Automatically researched · Not editorially reviewed · Sources checked Oct 13, 2026

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A good fit for

  • Individuals who want to automate personal finance management and budgeting on iPhone or web.
  • Families who want to share finances and manage budgets together.
  • Small businesses and professionals (MEI, ME, CNPJ) needing advanced financial reports and forecasts.

Know the limitations

  • Does not move money or perform transactions; only organizes and analyzes financial data.

What you can do

Not confirmed yet.

Features

  • Connects bank accounts and credit cards via Open Finance without password entry.
  • AI automatically categorizes each expense into appropriate categories without manual effort.
  • Budgeting by category with alerts when approaching limits.
  • Intelligent search in natural Portuguese language understanding dates, places, banks, and values.
  • Syncs data instantly between iPhone app and web platform accessible on any computer.

Integrations

Not confirmed yet.

Platforms & data export

Not confirmed yet.

THE COST FOR YOUR TEAM

Go beyond the starting price.

Published plan prices for your team size and usage. Results update as you type. Taxes, currency conversion and unlisted add-ons are excluded, and anything the source did not state is called out rather than guessed.

Known monthly subtotal

$0.00/month

1 of 1 tools could not be priced with these inputs, so this is not the full cost.

Plan costs based on your requirements
Tool / planMonthlyPer yearWhat this assumes
Pluma logoPlumaNo pricing recorded yet. Check the official site, or ask the owner to add it.

A practical workflow

  1. Connect bank accounts and credit cards via Open Finance with bank app authorization.
  2. Use budgeting tools to see how much remains to spend per category and get alerts before overspending.

Based on the sources below. Editorial review does not imply hands-on product testing.

Alternatives to explore

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Candidates based on category and primary feature. Check feature and pricing differences before switching.

Moneko logo

Moneko

✓ Reviewed

Moneko is an AI-powered budgeting app for iPhone and Android that captures expenses via chat, receipts, voice notes, and mobile alerts. It supports envelope-style budgeting with Pockets, personal and household finance modes, recurring bills, net worth tracking, and WhatsApp-based money updates.

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What changed

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Sources & research

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