pensiona

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1. 11/2/2026

   Updated: best for, features, free plan, integrations, limitations, plans, platforms, sources, summary, use cases, walkthrough

   See recorded changes

   bestFor

   Before: []

   After: ["Individuals seeking AI-powered retirement planning with personalized insights and scenario testing."]

   features

   Before: ["AI Retirement Coach provides personalized AI-powered guidance based on retirement goals and financial information.","Trusted Circle feature allows inviting trusted family members or advisors to support retirement planning while maintaining user control.","Global Retirement Planning supports organizing retirement planning for users who have worked in multiple countries with multi-language support."]

   After: ["Retirement Runway to explore how long savings might last under different scenarios.","Personal AI Coach to explore retirement questions and understand how changing assumptions affect scenarios.","Retirement Twin to simulate different life choices like early retirement or relocation and see their financial impact.","Fraud Shield providing education about scams, fraud-awareness tips, and alerts.","Benefits Finder to explore government benefits and pension programs based on user profile."]

   freePlan

   Before: true

   After: "Not recorded"

   integrations

   Before: []

   After: ["Supports multiple currencies including USD, CHF, GBP, and EUR, with additional currencies coming soon."]

   limitations

   Before: ["The free plan offers limited AI guidance and basic retirement planning tools only."]

   After: ["Free plan offers limited AI guidance and basic retirement planning tools only."]

   plans

   Before: [{"name":"Free Plan","note":"Automatically extracted from the linked pricing source. Seat allowances, usage limits, taxes and terms are not confirmed — check them with the provider.","annual":0,"monthly":0,"perSeat":false,"currency":"CHF","features":[],"extraUnit":null,"unitLabel":"","maximumSeats":null,"minimumSeats":1,"includedUnits":null,"startingPrice":false,"seatsConfirmed":false},{"name":"Enterprise","note":"Contact the provider for a quote.","annual":null,"monthly":null,"perSeat":false,"currency":"CHF","features":[],"extraUnit":null,"unitLabel":"","maximumSeats":null,"minimumSeats":1,"includedUnits":null,"startingPrice":false,"seatsConfirmed":false}]

   After: []

   platforms

   Before: []

   After: ["Available as a web platform with multi-language support including English, French, German, Italian, and Spanish."]

   sources

   Before: [{"url":"https://www.pensiona.ai/","label":"Pensiona AI- AI Retirement Planner & Pension Guidance"},{"url":"https://www.pensiona.ai/pricing/","label":"Pricing - Pensiona AI – AI Retirement Planner & Pension Guidance"},{"url":"https://www.pensiona.ai/features-everything-you-need-to-plan-a-more-confident-retirement/","label":"Features – Everything You Need to Plan a More Confident Retirement"}]

   After: [{"url":"https://www.pensiona.ai/","label":"AI Retirement Planner & What-If Scenarios | Pensiona"},{"url":"https://www.pensiona.ai/pricing/","label":"Pensiona AI Pricing | Retirement Planning Plans"},{"url":"https://www.pensiona.ai/features-everything-you-need-to-plan-a-more-confident-retirement/","label":"Features – Everything You Need to Plan a More Confident Retirement"}]

   summary

   Before: "AI Retirement Coach provides personalized AI-powered guidance based on retirement goals and financial information. Trusted Circle feature allows inviting trusted family members or advisors to support retirement planning while maintaining user control."

   After: "Individuals planning retirement who want to explore different scenarios and optimize their financial readiness. Retirement Runway to explore how long savings might last under different scenarios. Personal AI Coach to explore retirement questions and understand how changing assumptions affect scenarios."

   useCases

   Before: []

   After: ["Individuals planning retirement who want to explore different scenarios and optimize their financial readiness.","Employers, financial institutions, and retirement consultants supporting employees or clients with retirement planning."]

   walkthrough

   Before: ["Users create a retirement scenario by inputting parameters like current age, retirement start age, savings, desired monthly spending, and inflation rate to see how long savings may last.","Users can simulate different life choices such as early retirement or relocation to see their financial impact using the Retirement Twin feature.","Users receive proactive alerts to identify potentially suspicious financial activity through the Fraud Shield feature."]

   After: ["Use the AI Retirement Coach to receive personalized retirement insights and educational support based on your inputs.","Test different scenarios such as retiring earlier or later, adjusting spending, or inflation impacts to understand financial outcomes."]

2. 9/14/2026

   Updated: best for, features, free plan, limitations, plans, summary, use cases, walkthrough

   See recorded changes

   bestFor

   Before: ["Individuals seeking personalized AI retirement guidance and advanced planning tools."]

   After: []

   features

   Before: ["AI Retirement Coach provides personalized AI-powered guidance based on retirement goals and financial information.","Global Retirement Planning supports organizing retirement planning for international workers across multiple countries."]

   After: ["AI Retirement Coach provides personalized AI-powered guidance based on retirement goals and financial information.","Trusted Circle feature allows inviting trusted family members or advisors to support retirement planning while maintaining user control.","Global Retirement Planning supports organizing retirement planning for users who have worked in multiple countries with multi-language support."]

   freePlan

   Before: "Not recorded"

   After: true

   limitations

   Before: []

   After: ["The free plan offers limited AI guidance and basic retirement planning tools only."]

   plans

   Before: []

   After: [{"name":"Free Plan","note":"Automatically extracted from the linked pricing source. Seat allowances, usage limits, taxes and terms are not confirmed — check them with the provider.","annual":0,"monthly":0,"perSeat":false,"currency":"CHF","features":[],"extraUnit":null,"unitLabel":"","maximumSeats":null,"minimumSeats":1,"includedUnits":null,"startingPrice":false,"seatsConfirmed":false},{"name":"Enterprise","note":"Contact the provider for a quote.","annual":null,"monthly":null,"perSeat":false,"currency":"CHF","features":[],"extraUnit":null,"unitLabel":"","maximumSeats":null,"minimumSeats":1,"includedUnits":null,"startingPrice":false,"seatsConfirmed":false}]

   summary

   Before: "Individuals planning their retirement can use Pensiona.ai to simulate financial scenarios and optimize their retirement strategy. AI Retirement Coach provides personalized AI-powered guidance based on retirement goals and financial information. Global Retirement Planning supports organizing retirement planning for international workers across multiple countries."

   After: "AI Retirement Coach provides personalized AI-powered guidance based on retirement goals and financial information. Trusted Circle feature allows inviting trusted family members or advisors to support retirement planning while maintaining user control."

   useCases

   Before: ["Individuals planning their retirement can use Pensiona.ai to simulate financial scenarios and optimize their retirement strategy.","Employers and financial institutions can use Pensiona.ai's enterprise solutions to support employees or clients with retirement planning."]

   After: []

   walkthrough

   Before: ["The platform provides a retirement runway showing exactly how long savings will last to help users spend confidently.","Users receive personalized AI coaching to navigate complex pension rules and optimize financial strategies."]

   After: ["Users create a retirement scenario by inputting parameters like current age, retirement start age, savings, desired monthly spending, and inflation rate to see how long savings may last.","Users can simulate different life choices such as early retirement or relocation to see their financial impact using the Retirement Twin feature.","Users receive proactive alerts to identify potentially suspicious financial activity through the Fraud Shield feature."]