IN THE FIELD GUIDE
Paymentsetu
paymentsetu.com
PaymentSetu is a payment verification service that enables businesses to receive and verify UPI payments instantly with zero commission. It does not process payments but verifies transactions made directly to the merchant's bank account and notifies via webhooks.
THE PRODUCT, BEYOND THE PITCH
Automatically researched · Not editorially reviewed · Sources checked Oct 12, 2026
A good fit for
- Businesses and merchants who want zero commission and instant settlement for UPI payments.
- Developers and businesses seeking a developer-friendly API for payment verification integration.
Know the limitations
- PaymentSetu is not a payment gateway and does not process or hold funds; it only verifies payments made directly to bank accounts.
- PaymentSetu does not support payment of traffic challans or government fees and is not affiliated with any official government payment portals.
What you can do
- E-commerce platforms can accept payments seamlessly by generating unique QR codes for each order and tracking payment status in real-time.
- Retail businesses can simplify in-store payments with quick QR code generation, suitable for shops, restaurants, and physical stores.
Features
- Dynamic QR code generation for each transaction with real-time updates and tracking.
- Webhook integration to receive instant notifications for all transaction events directly to your server.
- Unified dashboard to monitor all merchant transactions from multiple sources in one centralized location.
- API access with comprehensive documentation and code examples for easy integration.
- Real-time transaction status updates without manual refreshing or delays.
Integrations
Not confirmed yet.
Platforms & data export
- Accessible via web with API integration for websites and apps.
- Transaction reports can be exported in CSV and Excel formats.
THE COST FOR YOUR TEAM
Go beyond the starting price.
Published plan prices for your team size and usage. Results update as you type. Taxes, currency conversion and unlisted add-ons are excluded, and anything the source did not state is called out rather than guessed.
Known monthly subtotal
$0.00/month
1 of 1 tools could not be priced with these inputs, so this is not the full cost.
| Tool / plan | Monthly | Per year | What this assumes |
|---|---|---|---|
| No pricing recorded yet. Check the official site, or ask the owner to add it. | |||
A practical workflow
- Customer scans the unique QR code using any UPI app.
- Customer completes payment directly to the merchant's bank account with no middleman.
- Service automatically verifies the payment by matching the transaction with the QR code and sends instant webhook notification.
Based on the sources below. Editorial review does not imply hands-on product testing.
Alternatives to explore
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