IN THE FIELD GUIDE
Kontu
kontu.io
Kontu.io is a budgeting software that allows users to plan everyday spending and one-off projects in any currency. It supports shared budgets for partners or groups and helps users understand their money better by tracking income, expenses, and allocations over time.
THE PRODUCT, BEYOND THE PITCH
Editorially reviewed · Sources checked Oct 8, 2026
A good fit for
- Individuals or groups who want to plan budgets collaboratively without connecting bank accounts and who need multi-currency support.
Know the limitations
- No bank connection is required or supported; users must enter planned earnings and spending manually.
What you can do
- Budgeting everyday spending and managing one-off projects like trips or events.
Features
- Plan the month before it happens by listing expected earnings and expenses and assigning the rest to allocations.
- Set a target for one-off projects like trips or events, list costs before committing money, and adjust the budget as details change.
- Track income, expenses, and allocations over multiple months to see how the plan evolves over time.
- Invite others by email to share and update the same budget collaboratively.
- Support for over 150 world currencies, allowing transactions in any currency with totals shown in a main chosen currency.
Integrations
Not confirmed yet.
Platforms & data export
Not confirmed yet.
THE COST FOR YOUR TEAM
Go beyond the starting price.
Published plan prices for your team size and usage. Results update as you type. Taxes, currency conversion and unlisted add-ons are excluded, and anything the source did not state is called out rather than guessed.
Known monthly subtotal
$0.00/month
1 of 1 tools could not be priced with these inputs, so this is not the full cost.
| Tool / plan | Monthly | Per year | What this assumes |
|---|---|---|---|
| No pricing recorded yet. Check the official site, or ask the owner to add it. | |||
A practical workflow
- Start by listing expected earnings and expenses for the month, assign remaining funds to allocations, then rebalance the budget as life changes.
- For one-off projects, set a target, list costs before committing money, and adjust the budget as details change.
- Compare income, expenses, and allocations across planned months or track total expenses down to each item for projects.
Based on the sources below. Editorial review does not imply hands-on product testing.
Alternatives to explore
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