IN THE FIELD GUIDE
bilanceapp
bilanceapp.com
Bilance is a budgeting app designed for European banks that automatically syncs transactions from over 2,300 banks and categorizes them using AI. It provides spending analytics, budgeting tools, recurring payment tracking, net worth overview, and supports shared finances for couples.
THE PRODUCT, BEYOND THE PITCH
Editorially reviewed · Sources checked Sep 10, 2026
A good fit for
- European users with bank accounts in EU and EEA countries seeking automated budgeting and spending insights.
Know the limitations
- Automatic categorization is not perfect initially; some transactions may be uncategorized or miscategorized until corrected by the user.
- Manual transactions can only be added on manual accounts; bank accounts reflect only the data reported by the bank.
What you can do
- Budgeting and planning for recurring payments without manual spreadsheets.
- Tracking and managing monthly savings and spending habits to achieve financial goals.
Features
- Automatic bank synchronization and transaction categorization with AI that learns from user corrections.
- Budget creation and tracking with live progress and monthly overrides for holidays.
- Tracking of recurring payments including subscriptions and bills with overdue payment alerts.
- Net worth overview combining bank balances with assets and debts such as home, investments, pension, and loans.
- Shared Finances feature allowing couples to collaborate on financial planning with privacy for personal accounts.
Integrations
- Connects automatically to over 2,300 European banks via licensed open-banking providers.
Platforms & data export
- Available on iOS and Android mobile platforms.
- Supports adding manual transactions and tagging but no explicit export formats mentioned.
THE COST FOR YOUR TEAM
Go beyond the starting price.
Published plan prices for your team size and usage. Results update as you type. Taxes, currency conversion and unlisted add-ons are excluded, and anything the source did not state is called out rather than guessed.
Known monthly subtotal
$0.00/month
1 of 1 tools could not be priced with these inputs, so this is not the full cost.
| Tool / plan | Monthly | Per year | What this assumes |
|---|---|---|---|
| No pricing recorded yet. Check the official site, or ask the owner to add it. | |||
A practical workflow
- Connect bank accounts to automatically sync transactions and categorize them for budgeting and analysis.
Based on the sources below. Editorial review does not imply hands-on product testing.
Alternatives to explore
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